HDFC Home Loan (70)

HDFC offers home loans with EMIs starting from Rs. 700 per lac and interest rates starting from 7.50%* p.a.. Create a space of your own with HDFC Home Loans. Our Home Loans are tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. We also provide you with legal and technical counselling to help you make the right home buying decision. Turn your dream home into reality with HDFC Home Loans With benefits such as a low-interest rate, longer tenure, comfortable home loan EMI and doorstep service, apply online for an HDFC Home Loan today.

Home Loan Features:

Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects.

Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc

Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes

Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority

Expert legal and technical counselling to help you make the right home buying decision

Integrated branch network for availing and servicing the Home Loans anywhere in India

Special arrangement with AGIF for Home Loans for those employed in the Indian Army.

For Salaried Customers:

SPECIAL OFFER

Home Loans Interest rate at 7.50%* p.a. onwards for applicants with a credit score of 800 and above only. *All loans at the sole discretion of HDFC Ltd.

Loan Slab  Home Loan Interest Rates (% p.a.)

For Credit Score of 800 & above 7.50

Retail Prime Lending Rate: 16.40%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women* (upto 30 Lakhs) - 7.75 to 8.25

For Others* (upto 30 Lakhs) - 7.75 to 8.25

For Women* (30.01 Lakhs to 75 Lakhs) - 7.90 to 8.40

For Others* (30.01 Lakhs to 75 Lakhs) - 7.90 to 8.40

For Women* (75.01 Lakhs & Above) - 8.00 to 8.50

For Others*(75.01 Lakhs & Above) - 8.00 to 8.50

Loan Amount

Maximum Funding*

Up to and including Rs.30 lacs - 90% of the property cost

Rs.30.01 lacs to Rs.75 lacs - 80% of the property cost

Above Rs.75 lacs - 75% of the property cost

For Self Employed Professionals

SPECIAL OFFER

Home Loans Interest rate at 7.50%* p.a. onwards for applicants with a credit score of 800 and above only. *All loans at the sole discretion of HDFC Ltd.

Loan Slab Home Loan Interest Rates (% p.a.)

For Credit Score of 800 & above 7.50

Retail Prime Lending Rate: 16.40%

Loan Slab

Home Loan Interest Rates (% p.a.) - 

For Women* (upto 30 Lakhs) - 7.75 to 8.25

For Others* (upto 30 Lakhs) - 7.75 to 8.25

For Women* (30.01 Lakhs to 75 Lakhs ) - 7.90 to 8.40

For Others* (30.01 Lakhs to 75 Lakhs) - 7.90 to 8.40

For Women* ( 75.01 Lakhs & Above) - 8.00 to 8.50

For Others*( 75.01 Lakhs & Above) - 8.00 to 8.50

For Self Employed Non Professionals

SPECIAL OFFER

Home Loans Interest rate at 7.50%* p.a. onwards for applicants with a credit score of 800 and above only. *All loans at the sole discretion of HDFC Ltd.

Loan Slab Home Loan Interest Rates (% p.a.)

For Credit Score of 800 & above 7.50

Retail Prime Lending Rate: 16.40%

Loan Slab

Home Loan Interest Rates (% p.a.)

For Women* (upto 30 Lakhs) - 7.90 to 8.40

For Others* (upto 30 Lakhs) - 7.90 to 8.40

For Women* (30.01 Lakhs to 75 Lakhs ) - 8.05 to 8.55

For Others* (30.01 Lakhs to 75 Lakhs) - 8.05 to 8.55

For Women* ( 75.01 Lakhs & Above)  -  8.15 to 8.65

For Others*( 75.01 Lakhs & Above)  -  8.15 to 8.65

Eligibility Criteria:

Profession : Salaried/ Self Employed

Nationality : Indian

Gender : Both Male and Female